FAQ

Below are a few of the most commonly asked questions we receive. We want to educate our customers on exactly what services we will be performing for them. Always feel free to call or e-mail us if you have any questions or concerns about our service.

Answer

We only charge the monthly fee for services that have been performed and completed. In other-words, you are only charged after services have been completed each month.

Answer

Your free consultation includes FREE access to your credit report summary, a FREE credit report audit on all your accounts, and a FREE score evaluation & recommended solution. We will also explain the services we offer, what affects your credit either positively or negatively, and how your credit score is determined. This is also a great opportunity to ask questions. If you choose not to use our services after your free consultation you are not liable for any charges.

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While we try to remove inaccurate, unfounded, out of date, false, and erroneous information as quickly as possible, it is impossible to give an exact timeline as each case is different. The more items we are fighting to remove, the longer it might take. A general timeline is between 3-9 months, though sometimes it may take a bit longer or even shorter timeframe.

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Yes, we adhere to a very strict privacy policy that protects all of your valuable information. All client information is protected on a secure server and backed up routinely. To ensure documents are not compromised, we shred all paper documents after saving them in our database. We use secure computer terminals as well as an encrypted database. Every Capital Consultants employee is trained to properly verify customer information and never to disclose this information to unauthorized parties.

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It takes 60 to 180 days to establish a good file with business credit agencies and get the approvals without a personal guarantor. What normally takes years we can establish within a matter of months based on pro-actively following certain simple steps in the exact order and correctly. Think about it, will any real lender finance you personally without good FICO credit scores? The answer is NO. If you have bad or no personal credit, you can only find very high interest money. The same is true if you have no business credit scores. No real lender will finance your business if it does not have good business credit scores.

Answer

We have a list of dozens of vendors that will offer lines of credit to all Business Credit Builder members during the start-up phase. Over the years we have developed relationships with these companies to offer our members exclusive deals that no one else receives. Most importantly, these vendors will report your positive trades with Dun and Bradstreet and Experian Business. The vendors know that as a Business Credit Builder member, you are dedicated to building a strong business credit profile, and therefore, will be afforded a credit line without a personal guarantee.
Some of the types of vendors that we are partnered with are:

  • Office Supplies
  • Graphic and Logo Design
  • Computers and Electronics
  • Printing and Promotional
  • Web Design and E-Commerce
  • Merchant, Banking, and Financial Services
  • Marketing and Advertising